hmm..

It is 3:22. Our closing is at 4:00 in a location that will take about fifteen minutes to get to.

I am home, waiting for my phone to ring.. because Robby, our loan officer, has yet to tell us exactly how much money we have to fork over today. We have an estimate from the night we applied for the mortgage, but no exact amount. He called at 1:45 to let us know that they were "working on it" right now and he'd call us as soon as he found something out.

Did I mention that this amount needs to be as a certified check, requiring a stop at our bank on the way there?

Yeah. Good times.

Closing time.. (thanks a lot, Ellen, now it's stuck in MY head.)

M finally called Robby The Loan Guy and got the amount we needed from the receptionist. (The good news is that it was over a thousand dollars less than our original estimate. I was having these fears that it would be significantly more, we weren't going to have the money and wouldn't have time to find it, because I really should not be given enough time to worry about these things. As it is, now we have enough money left to buy ramen noodles! Ahem.) We ended up only about five minutes late, which was perfectly fine because if they had actually said something about us being late, M very well might have killed them.

Anyway, the closing was.. well, I wouldn't go so far as to say that it was fun, but it was much, much better than I had pictured. The sellers were nice, and we got invited to church sometime. Our realtor was in a good mood, M and I were laughing about a number of things that most people don't laugh at. We signed our names more times than ever before in our entire lives. And then we got to the end, she piled her papers up and said, "I guess you already have the key, then?"

Umm, no.

So we bought a house for which there was no key. Great. ;) It turned out that the seller's realtor had taken the key with her when she left, but luckily, she was eating dinner (at Casa) so Roy (our realtor) went over and picked up the key from her and met us with it, so we did get to go out to the house by ourselves for the first time tonight. Fun! Fun! We walked around the house and planned where to put furniture and talked about what we needed to buy. It was great fun, and then we went to get keys made so we can both go into our house. :)

We are homeowners. Wow.

And, as tomorrow is February 1, a new issue of Mosaic Minds is up! This issue is Generation Gap, and it looks to be a good one. Go see!