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1. How can you tell if you have hard water?
2. Has anyone had any experience with individual health insurance? We have been pricing the options both at my job and M's, but M received a quote of $200 PER WEEK for family rates--over $10,000 per year just for insurance. Mine would be somewhat cheaper, but a friend suggested that I check the insurance company's website directly. You can get insurance pretty cheaply, according to the websites I looked at. Specifically, the best possible plan available from Humana, which is the company that M's job offers, is three thousand dollars a year cheaper, and includes dental and a lower deductible. Is there a catch? I'm not sure what the numbers would work out to compared to my job when taking into account that I would get money for waiving insurance, but seriously, how could a employer's group coverage be more expensive and less comprehensive than an individual? What's the point? Insurance comes out of your paycheck pre-taxed, I believe, but would it actually make THAT much of a difference?
3. M bought me a song from Walmart.com, but then his computer died, and we lost the license to listen to it. We still have the .wma file, but it won't freaking play. Beyond calling Walmart--which I'm not going to do for $0.88--and them telling me that there's nothing they'll do about it... how do I get this stupid song back? M says to just buy it again, because if it makes me happy for five minutes then it's worth the price. I'm not really above giving them another dollar, but I just hate to on principle since we JUST paid for it. The song is Guy Clark and Emmylou Harris, I Don't Love You Much Do I, if you're curious. I have been meaning to put together a good labor CD and I'd like to put that song on there. Am I screwed?
2. Has anyone had any experience with individual health insurance? We have been pricing the options both at my job and M's, but M received a quote of $200 PER WEEK for family rates--over $10,000 per year just for insurance. Mine would be somewhat cheaper, but a friend suggested that I check the insurance company's website directly. You can get insurance pretty cheaply, according to the websites I looked at. Specifically, the best possible plan available from Humana, which is the company that M's job offers, is three thousand dollars a year cheaper, and includes dental and a lower deductible. Is there a catch? I'm not sure what the numbers would work out to compared to my job when taking into account that I would get money for waiving insurance, but seriously, how could a employer's group coverage be more expensive and less comprehensive than an individual? What's the point? Insurance comes out of your paycheck pre-taxed, I believe, but would it actually make THAT much of a difference?
3. M bought me a song from Walmart.com, but then his computer died, and we lost the license to listen to it. We still have the .wma file, but it won't freaking play. Beyond calling Walmart--which I'm not going to do for $0.88--and them telling me that there's nothing they'll do about it... how do I get this stupid song back? M says to just buy it again, because if it makes me happy for five minutes then it's worth the price. I'm not really above giving them another dollar, but I just hate to on principle since we JUST paid for it. The song is Guy Clark and Emmylou Harris, I Don't Love You Much Do I, if you're curious. I have been meaning to put together a good labor CD and I'd like to put that song on there. Am I screwed?
:)
Date: 2007-05-08 03:09 am (UTC)Re: :)
Date: 2007-05-08 12:52 pm (UTC)no subject
Date: 2007-05-08 03:55 am (UTC)no subject
Date: 2007-05-08 12:46 pm (UTC)no subject
Date: 2007-05-08 12:26 pm (UTC)2. Crazy, frakkin' insurance! I don't know.
3. I don't know.
4. I love being helpful.
no subject
Date: 2007-05-08 12:51 pm (UTC)no subject
Date: 2007-05-08 02:18 pm (UTC)http://www.freedrinkingwater.com/water-education/quality-water-hard.htm
2. Sounds odd. It should be more expensive to pay out of pocket or what's the point? How much detail did the website give? Maybe I'll surf it myself.
3. Why won't it let you play the .wma file? Why should you need the license for it to play? I get that you would need that download it but once on your machine, that shouldn't matter right?
no subject
Date: 2007-05-08 02:35 pm (UTC)2. I know! I was wondering why more people don't do this. Everyone knows that group insurance is a major benefit of working. The site I was looking at primarily was humanaone.com. I also checked Anthem's site and got reasonably similar quotes (some much cheaper and crappier) but it was a much more confusing site. It's hard to read about the details of the plan to compare it with what M is getting currently, but... I don't know.
3. He downloaded the song, and it installed the license when he played it. Then his computer died and he didn't back up that part of the drive (not knowing where it was) and so now the license is gone from his computer, but the music file itself is there. We were planning on looking into how to get it to my computer instead of his, but the death of his computer was somewhat of a surprise event. :)
Thanks for the answers!